Household net worth is —: — of assets less — of debt. Since 1 January it has grown —: — saved, — from markets and revaluation, and — in gifts.
Month-end values, plus today.
Each category as a share of total assets; debt shown against the same total.
Funds split into the regions they hold; single shares counted in their home region. —
Where the household sits in each country: 75th percentile means richer than 75% of the group. Survey figures are brought to today's prices; the latest surveys date from 2022 to 2025.
— left on loans with a repayment schedule, — payments of — to go; about — of interest left in total.
No loan with a repayment schedule. Debts without one are updated at each monthly check-in.
How values that aren't read from a statement or a price are worked out.
Every line today and how it updates. Joint accounts are split between each person's view as set; "estimated" means it kept an earlier month's value.
| Holding | Value |
|---|
One run a month. Anything you skip keeps last month's value and shows as estimated.
| Item | Next |
|---|
Last 12 months, as a share of household income. The black tick on each bar is the goal: needs and wants are limits, savings a minimum; a bar turns red when it misses.
Today. Joint accounts are split between each person's view as set.
| Account | Balance |
|---|
Month-end balances across all cash accounts.
Household, from your monthly budget. The line is what was left over, with loan principal counted as saving rather than spending.
Average per month over the last 12 months, by category, grouped into needs, wants and loan payments.
— goals are on track or reached. Over the last 12 months the household kept — of its income (goal at least —), spent — on needs (limit —) and — on wants (limit —).
Household income from your monthly budget, one-offs included, split into needs, wants and what was kept (loan principal counts as kept). Needs and wants are limits, savings a minimum. Average a month from — to —.
Each budget month, as chosen above: a share of that month's income or an amount. The dashed line is the goal; a red bar missed it. The period buttons at the top set the months shown.
Budget goals over the last 12 months. Milestones from today's figures; "at this pace" assumes the last 12 months' pace continues, gifts left out, with no investment growth; the projection below adds returns.
| Goal | Target | Now | Deadline | Status |
|---|
Household, from today. Each month — is invested (—, plus pension contributions) and invested assets grow at a steady yearly return; cash, property and other assets stay as they are, and loans follow their schedule. Dashed lines are your amount goals.
| Goal | Target | Cautious | Middle | Strong |
|---|
Returns are before inflation unless you pick today's money. Ask Claude to change the returns, the monthly saving or the years shown.
Your spending categories. A new category counts as wants until it is mapped.
| Category | Counts as |
|---|
Your investment positions are worth — across — positions. Where the purchase cost is known, they are — up on what was paid (—).
Value of positions by what they are.
Value of positions in each account, plus its uninvested cash.
Values in your currency at the exchange rate of the last update; prices in each position's own currency. Click a column to sort.
| Position | Value | Gain | Since bought |
|---|
The price recorded at each monthly update, with your average purchase price as a dashed line, largest positions first.